Online Class: Retirement Planning
no certificate
with CEU Certificate*
-
11Lessons
-
13Exams &
Assignments -
1,738Students
have taken this course -
7Hours
average time -
0.7CEUs
Course Description
Navigating the New Chapter of Retirement
Retirement—once considered the sunset of one’s career—is now emerging as an exciting new chapter, rife with opportunities, choices, and challenges. For many, retirement has transitioned from being a brief respite following a life of work to a significant period, often spanning decades. Contemporary data suggests that retirees today can anticipate a lengthy and active retirement. Given this expanded timeframe, the preparation for retirement is no longer just about finances—it's also about health, emotional well-being, and social connectivity.
If retirement is already your reality, or if it’s a speck on the horizon growing larger with each passing day, questions undoubtedly arise. How will you finance this chapter? What does Social Security provide? What if you aren’t emotionally prepared for this change, or if circumstances push you into retirement earlier than expected?
Our Comprehensive Course Offers Insight and Direction
Financial Acumen: Dive deep into topics ranging from Individual Retirement Accounts (IRAs) and insurance choices to optimizing the equity in your home. Whether you're a seasoned investor or a newbie, we shed light on effective strategies to make your money work for you.
Holistic Health: A healthy retirement isn't just about finances. We'll provide tangible recommendations to bolster your physical well-being, ensuring you remain active and vibrant during these years.
Social Connectivity: Social ties often wane with age, but they are the cornerstone of a fulfilling retirement. Rediscover the importance of nurturing family relationships and friendships, which are pivotal for emotional health.
Purpose and Passion: Post-retirement can be an exhilarating phase where dormant dreams awaken. We’ll guide you on leveraging this newfound time, helping you realize aspirations previously shelved due to professional commitments.
Detailed Course Breakdown:
Lesson 1: The Plan for Retirement
An introduction to structured retirement planning, encompassing financial, physical, and emotional aspects.
Lesson 2: Investing
Dedicated to understanding investment avenues, risks, and rewards tailored for retirees.
Lesson 3: More Sources of Retirement Income
Beyond pensions and savings, explore other reliable revenue streams suitable for your retirement phase.
Lesson 4: Other Sources of Retirement Income
Continuation of various income avenues, ensuring a comfortable and stable retirement.
Lesson 5: Unexpected or Unanticipated Expenses
Forewarned is forearmed. Anticipate and strategize for unforeseen financial challenges in retirement.
Lesson 6: Investing In Health
Understand the significance of physical health. Dive into preventive care, fitness regimes, and dietary habits suited for the golden years.
Lesson 7: Family Life
Rekindle connections. Delve into enhancing familial ties, spending quality time with loved ones, and building legacies.
Lesson 8: Silver and Gold
Discover the joys and challenges of aging. Celebrate the silver linings and address concerns typical of this phase.
Lesson 9: Developing Interests and Self-Worth
Reignite passions or find new hobbies. Understand the psychological implications of staying engaged and valued post-retirement.
Lesson 10: Where To Live
Evaluate living options. From downsizing to considering assisted living, choose what aligns with your lifestyle.
Lesson 11: How to Live the Life of Your Dreams
Unleash your aspirations. Whether it’s traveling, learning, or volunteering, find your purpose post-retirement.
Enrolling in this course is not just about preparing for retirement; it’s about embracing it. Whether you’re yearning for tranquility, seeking new adventures, or hoping to create lasting legacies, our comprehensive guide offers you the roadmap to a retirement tailored just for you. Sign up today and steer confidently into this promising chapter of life.
Course Motivation
After working for what seems like forever, we all look forward to that magical goal in our life. RETIREMENT.
However, this begs the question, "What exactly IS retirement?" For many folks, this means that you no longer have to get up to that early morning alarm clock, no long and annoying commute, you do not answer to a boss any more, in other words, you are FREE! Right?
Far too many people have only a vague idea of what retirement is, and therefore simply wait for it to happen and make no plans for it. This is a recipe for disaster.
Did you know that in 1910, the average life expectancy was 50 years and that the average age for retirement was 74 years? That means most retirees were dead for 25 years BEFORE they could retire. By 1940, life expectancy increased to 61 and retirement dropped to 70…still a deficit. By 1970, life expectancy was up to 67 and retirement age dropped again to 65.
This idea of retirement, therefore, is a relatively new one. It has only really been around for a few generations. Small wonder most folks do not know how to plan for it.
What you need to keep in mind is that planning for retirement DOES mean you have to plan for your financial future, and most people are aware of this fact. Make sure that your retirement plans and pension plans are being watched carefully, that you know what to do in terms of rolling over money to avoid huge tax burdens. You all know how to make a budget, see how much it costs you to live today, and make sure that you will have that much money coming in monthly when you retire.
For the most successful retirement experience, you absolutely MUST consider a holistic retirement plan, considering all aspects of retirement, not just the monetary aspect. The statistics do not lie. You can expect to live for quite some time in retirement. Consider the following possibilities.
- What will you do with yourself? Are you the type of person whose identity is defined by your work? If so, who will you be when you retire?
- Do you know your wife or husband? Your family? Have you spent all your time working to provide for your family, but now do not know who they are? It is time to change this.
- Friendship is critical, keeping old friends and learning how to make new friends. For many of us, the art of making friends ended in the elementary school playground.
- Some of you might want to continue working, but NOT in your former job.
- You might have a passion you have never been able to pursue before.
- Perhaps you have not finished a degree in something, or you want another degree. More and more retirees are attending college and completing upper level degrees.
- Some people have dedicated themselves to raising a family, and now want the opportunity to go out and start a business, make a contribution to society, somehow make a difference in our world.
Retirement can be the most exciting part of your life, one where YOU define what you will do and who you are. However, if you do not plan for this, years could be wasted while you wait for retirement to happen to you. Who are you? What do you REALLY want to be when you grow up? Where do you want to live? What have not you done yet and MUST do before you leave this world? Start now by taking good care of your health, both physical and mental. Forge new relationships and friendships, and certainly take care of the ones you already have. Retirement should be the most GOLDEN period of your life!
Where You Are Today
Regardless of your age, planning for retirement can start today. It is time to consider you financial situation, your age, how long you have been working, how long you plan to continue working, what pensions, IRA's or other retirement vehicles you have established, and what your dreams of retirement are.
To create a reasonable retirement plan it is vital that these questions are considered and answered. If you are 55 and have put nothing toward retirement and yet you plan to live out your Golden Years traveling and golfing, you could be in for a bit of a surprise. Retirement does not automatically hand you a life of luxury on a platter.
- Completely Online
- Self-Paced
- 6 Months to Complete
- 24/7 Availability
- Start Anytime
- PC & Mac Compatible
- Android & iOS Friendly
- Accredited CEUs
Course Lessons
Lesson 1. The Plan for Retirement
- Lesson 1 Video
- Lesson discussions: Are You Ready?; Reasons for Taking this Course
- Complete Assignment: An Introduction
- Assessment: Lesson One: The Plan for Retirement
Lesson 2. Investing
- Lesson 2 Video
- Assessment: Lesson Two: Investing
Lesson 3. More Sources of Retirement Income
- Lesson 3 Video
- Assessment: Lesson Three: More Sources of Retirement Income
Lesson 4. Other Sources of Retirement Income
- Lesson 4 Video
- Assessment: Lesson Four: Other Sources of Retirement Income
Lesson 5. Unexpected or Unanticipated Expenses
- Lesson 5 Video
- Assessment: Lesson Five: Unexpected or Unanticipated Expenses
Lesson 6. Investing In Health
- Lesson 6 Video
- Assessment: Lesson Six: Investing In Health
Lesson 7. Family Life
- Lesson 7 Video
- Assessment: Lesson Seven: Family Life
Lesson 8. Silver and Gold
- Lesson 8 Video
- Assessment: Lesson Eight: Silver and Gold
Lesson 9. Developing Interests and Self-Worth
- Lesson 9 Video
- Assessment: Lesson Nine: Developing Interests and Self-Worth
Lesson 10. Where To Live
- Lesson 10 Video
- Lesson discussions: Dream Locations
- Assessment: Lesson Ten: Where To Live
Lesson 11. How to Live the Life of Your Dreams
- Lesson 11 Video
- Lesson discussions: Aging Concerns; Program Evaluation Follow-up Survey (End of Course); Course Comments
- Assessment: Lesson Eleven: How to Live the Life of Your Dreams
- Assessment: The Final Exam: Retirement Planning
Learning Outcomes
- Define the plan for retirement.
- Describe investing techniques.
- Describe sources of retirement income.
- Summarize unexpected or unanticipated expenses.
- Summarize reason and methods for investing in health.
- Describe family life.
- Describe silver and gold in terms of investment.
- Summarize developing interests and defining self-worth.
- Summarize where to live.
- Summarize the basic principles for living the life of your dreams.
- Demonstrate mastery of lesson content at levels of 70% or higher.
Additional Course Information
- Document Your Lifelong Learning Achievements
- Earn an Official Certificate Documenting Course Hours and CEUs
- Verify Your Certificate with a Unique Serial Number Online
- View and Share Your Certificate Online or Download/Print as PDF
- Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
Choose Your Subscription Plan
No Certificate / No CEUs
This course only
Includes certificate | X |
Includes CEUs | X |
Self-paced | |
Instructor support | |
Time to complete | 6 months |
No. of courses | 1 course |
Certificate & CEUs
This course only
Includes certificate | |
Includes CEUs | |
Self-paced | |
Instructor support | |
Time to complete | 6 months |
No. of courses | 1 course |
Certificates & CEUs
Includes all 600+ courses
Includes certificate | |
Includes CEUs | |
Self-paced | |
Instructor support | |
Time to complete | 12 Months |
No. of courses | 600+ |
Certificates & CEUs
Includes all 600+ courses
Includes certificate | |
Includes CEUs | |
Self-paced | |
Instructor support | |
Time to complete | 24 Months |
No. of courses | 600+ |
Student Testimonials
- "I really enjoyed the course. I think there are many people who financially prepare but do not consider the other aspects of retirement such as health planning, activity planning, and relationship planning. I like the holistic approach this course offered." -- Wendy M.
- "This course was exceptionally helpful to me. I have learned so much to help me prepare for my big moment in a few years. I would advise everyone preparing to retire to take this course. There are so many levels of preparing I hadn't thought of from managing your mortgage, your healthcare after retirement, budgeting, and when to collect your social security and so much more. I feel as if I'm so much more prepared." -- Aretha K.
- "Thank you very much to every one involved I very much appreciated and enjoyed the course." -- Edward A.
- "Thank you for offering this great course." -- Diane D.
- "Excellent instructor...Always encouraging." -- Jane C.
- "This course was best of best I have ever taken. I loved it. The instructor was excellent." -- James Y.
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